Credit-Repair firms promise to clean up your credit history by issuing you a “credit-privacy number” (CPN) to replace your social security number that will give you a “clean” history that you can use when applying for credit. Beware, such phony CPN’s are always a scam that can lead to worse problems.
Fraudsters are very clever and have ways of masking their activities on your credit card statement. They might even slip through PayPal's fingers.
Always check your monthly credit card statements very carefully for strange charges you do not recognize, and call the 800 number on the back of the card to challenge any charge you dispute.
Be wary of your computer warning you of a forthcoming crash. A black screen followed by a phone call is probably a faudster! Fraudsters can create a virus that crashes your computer. They will then call claiming to be the computer manufacturer who can fix your virus, you just need to give them your credit card info over the phone.
Fraudsters are now sending phishing text messages pretending to be your bank threatening to close your account if you don't respond with your personal information.
The enticement of a free phone usually attracts the uninformed and sucks the consumer into a costly two year contract which bears a heavy penalty to terminate. Many young adults never consider the consequences of monthly contractual debt that often exceeds $100 per month, with additional penalties for overuse or late charges.
The U.S. Postal Service will never send its customers an email. If you fall victim to receiving an email notification from them, do not click on the link or open the attachment! The link and/or file contain malware that will be instantly downloaded onto your computer, providing the hacker direct access to all of the information stored on your computer.
A scammer will call and hang up after one ring, then when you call back to find out who it is, they bill you while you wait to connect to the "right person".
A robocall is an automated cold call from a company or scam artist that attempts to sell you a product or service and obtain your credit card information. Many scammers use very realistic autodialers making it difficult to tell whether or not the robocall is an automated system.
Most people consider themselves savvy when it comes to protecting their hard earned money from a stranger on a telephone. Unfortunately, telephone scammers are particularly good at deception. When it comes to money, they will say, and do, anything to get a few cents out of a complete stranger.To be safe from telemarketing scams don’t buy anything as a result of a call you did not initiate, and from a person that you don’t personally know.
Target Corporation's customers who used credit or debit cards at the end of 2013 may have suffered data security breaches.
This information is valuable to thieves who could use it to lure victims with fake emails or hack into other accounts.