The Latest Scams Circulating the Consumer World. Be warned. Be informed.
DECEMBER 2004
Identity Theft
Many teens discover their identification has been stolen when they apply for a driver's license or credit card. Young people have become the number one target for identity thieves.
Everyone, including students need to be concerned about identity theft, the fastest growing financial and consumer crime in the nation. This crime can affect students, because identity thieves do not steal your money, they steal your good name and who you are. Imagine applying for your first credit card and finding out you owe thousands of dollars because your identity was stolen.
Identity theft occurs when someone else uses your personal information without your knowledge to obtain credit cards, a wireless phone, obtain a loan or get a job, in your name, leaving you responsible for the charges and other consequences.
Play it Safe!
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Do not carry your Social Security card or birth certificate with you.
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Do not use your date of birth as a password.
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Shred credit card offers you receive in the mail.
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Do not store personal information in your computer.
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Never give personal or financial information over the phone or Internet.
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Request your free-of-charge credit report from the three major credit reporting bureaus once every twelve months.
Protect your personal information. You have your entire financial future ahead of you.
The Fraud of the Month is provided by the Washington Attorney General's Office,Consumer Protection Division.
